The objective of this specialty is to cover the deficit in number and quality of human
resources which credit establishments need to carry out their business. Besides, the
training will provide enterprises, no matter their area of activity, with collaborators who
will enable them seize the opportunities offered them by the financial system to
evolve, expand and align their business to the world financial system.
Skills sought from an HND in Micro-Finance Management
- General Skills
- Understand the professional and economic environment
- Be apt in oral and written communication
- Be skillful in sale and commercial negotiation
- Master the legal framework of the activity and be apt in analyzing applicable taxation rules
- Master the use of NIT applicable to banks
- Be capable of having a second look at a problem and finding the solution that meets the expectations of the client and the marketing policy of the enterprise
- Be flexible
- Specific Skills
- Construct and develop a relationship of confidence with each customer, in line with the marketing policy of the enterprise
- Develop quantitatively and qualitatively the goodwill of the business, notably by increasing the rate of goods and services offered to clients
- Contribute personally to quality reception
- Manage and develop quantitatively and qualitatively a professional customer portfolio within the framework of the marketing policy of the enterprise
- Contribute to the development of the enterprise through his/her marketing strategies with profession customers
- Develop a comprehensive approach to professional customers
- Open and manage accounts
- - Distribute products and services where payments are made through accounts
- - Promote and use information transmission technologies
- Distribute banking and non-banking saving products and manage the finance of the enterprise
- Distribute products linked to savings, notably those under collective management
- - Promote consumer credits awards, award of building construction loans to individuals, and preparing files
- Carry out economic and financial analyses of the situation of customers, evaluating and follow-up of risks
Career opportunities
- Consultant in Management
- Business Analyst
- Financial Analyst
- Trader
- Financial Accountant
- Micro-finance officer